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Tuesday, March 16, 2010

always keep change ur password

always change ur password within 2 months.

never share ur password with anybody

never share ur password & atm,s pin or such this kind of thing,such as credit card no &cc,

Tuesday, March 9, 2010

Criminal Identity Theft


You’re driving along on a peaceful Saturday afternoon with your family when you get that sinking feeling as you look in the rearview mirror and see the flashing lights of a police car signaling you to pull over.

The police officer approaches your window and asks for your driver’s license, registration and insurance card.  The officer informs you that you were speeding, but that if your driving record is clean he will only issue a warning.  You watch in the mirror as he returns to his vehicle to run your name through a police database.

Minutes later the officer returns and you are shocked when he commands you to “step out of the car and place your hands on the roof.”  Suddenly you are being handcuffed as the officer informs you that you are under arrest because there is a warrant in your name for a series of serious crimes in the next state.
 
You protest to the officer that there must be a mistake.  You tell him that you’ve never committed a crime or received a traffic ticket.  Your pleas are ignored as the officer says your identity matches the information on the warrant and you can sit in jail until Monday and explain it to the judge.

What happened?

You’ve just joined the ranks of thousands criminal identity theft victims.
Every day, innocent Americans have their identities stolen by identity thieves who then use the identity of the innocent victim during the commission of other crimes.  When those crimes are detected, it may result in the innocent victim receiving a criminal record they are unaware of until they are stopped by a police officer or go through a background check for a job.

Criminal identity theft is the use of any form of identification to deceive a law enforcement officer or agency into assigning a criminal act to the name of an identity theft victim.  Once the name of an innocent identity theft victim is assigned to the criminal act of the true perpetrator, it can be very difficult for the identity theft victim to convince law enforcement authorities that they are not the individual who committed the crime.

For many victims, the first time they learn that someone has used their identity to commit traffic violations, misdemeanors or felonies is when they are picked up on an outstanding arrest warrant.  As any victim of criminal identity theft who has been arrested on an outstanding warrant will attest, once the police are convinced they have arrested the criminal sought on a warrant, it is hard to convince them they have the wrong individual because police hear that claim from actual criminals every day.

For other victims, the first time they learn they have fallen prey to criminal identity theft is when they are turned down for a job due to the criminal record the identity thief has created in the victims name.  Even if the victim is able to clear their name, the job they sought may have long since been filled.
Perhaps the worst aspect of criminal identity theft is that – similar to medical identity theft – it has received scant attention compared to other forms of identity crimes, and therefore is one of the most difficult forms of identity theft to prevent or detect.
 
While there is a significant segment of the consumer protection industry that has developed to assist in protecting financial services customer records such as credit reports, credit card transaction records, bank and investment account data, there are no specific services available to monitor and safeguard your criminal record.  So, quite literally, the first time you realize someone has used your identity to commit crimes in your name may be as you hear the jail door slam behind you.


Calls for Cybersecurity Overhaul

The government and private businesses need to overhaul the way they look at cybersecurity the Internet Security Alliance said. The alliance also called for permanent international cybersecurity collaboration centers, new security for VoIP communications and programs to educate corporate leaders about the benefits of enhanced cybersecurity.


Bank Phishing Attacks Tally Major Damage

If you've ever wondered just how lucrative a phishing campaign against your bank can really be, then consider this: Phishers actually land a tiny percentage of victims, but the end result is big bucks -- to the tune of $2.4 million to $9.4 million a year, according to a new study that measured real phishing attacks on banks.


* What is Identity Theft * Identity Theft Prevention * Identity Theft Statistics Report Identity Theft without More Ado

Immediately report identity theft if you have been affected. This action will help you to minimize the damages you face. The longer time you delay to report identity theft the many you will lose. However, it usually takes a period of time before the crime is finally realized. This is really the big problem that we have to be alert of.
The victims of identity theft wind up with a lot of diverse types of problems. Firstly, the thieves take money in company with the identity. They take over financial accounts with the good name of the butts as well. Hence, law enforcement agencies take this crime very sincerely once victims report identity theft they suffer.


Identity Theft Facts Can Provide Some Protection


People who work in centers that provide identity theft facts have determined what precautions people might take to avoid identity theft. These identity theft facts help from time to time thus everyone should pay attention to these identity theft facts and they should follow the advice when possible. Each person should know that these thieves can take the needed information from one’s pocket or from one’s computer.
Furthermore, information is supposed to be in a safe place so roommates or workers don’t have entrĂ©e to personal information. You should put important document in a shredder before throw it in the trash so that it cannot be taken by the thief. Keep in mind that some thieves obtain their information from the waste.
Also, everyone should keep an eye on their bank accounts and their credit reports. Accounts and reports could show a sign if someone has stolen your identity. Any illicit withdrawal or expenditure could be the bank’s mistake, but these could also be signals that somebody has taken your identity. You should be watchful of any transactions you make through the internet. Accounts must have passwords and a customer is supposed to never tell their password to someone else.
There are lots of identity theft facts that we can take as useful lessons. Aforementioned are a few of important facts for those who are affected and also for those who need to safeguard themselves to shun being a sufferer.